US Mortagage Live Underwrier(QM and Non QM)

Job Description

Job Title : US Mortagage Live Underwriter (QM and Non QM)

Location City : Navi Mumbai,Kochi, Mumbai
Experience Required : 2 to 7 Year(s)
Shift: US Shift
Work Mode: Onsite
Position Type: Permanent

How to Apply: Interested candidates are invited to submit their resume at

tabassum.khan@varite.com/ 8856-887100

Company Name: VARITE INDIA PRIVATE LIMITED

About The Client:
Client is a global business process transformation company that provides services in areas like digital operations, customer experience management, technology services, and analytics. It works with clients across industries such as banking, financial services, healthcare, insurance, and technology.

About The Job:

US Mortgage Underwriter is responsible for evaluating and underwriting residential mortgage loan applications, including Conventional, Non-QM, and DSCR products.

Essential Job Functions:

• Review and underwrite Conventional, Non-QM, and DSCR mortgage loans.
• Analyze borrower income, assets, credit, employment, and collateral.
• Evaluate bank statements, asset depletion, 1099 income, ITIN, and P&L-only programs.
• Ensure compliance with investors and regulatory guidelines.
• Issue approvals, conditions, suspensions, or denials.
• Review and clear underwriting conditions.
• Collaborate with loan officers, processors, brokers, and internal teams.
• Maintain accurate underwriting records.
• Stay updated on mortgage products and regulations.

Qualifications:

• 2-7 years of US mortgage underwriting experience.
• Strong knowledge of Client, Freddie Mac, Non-QM, and DSCR guidelines.
• Experience with income analysis, risk assessment, and compliance requirements.
• Proficiency with LOS systems and DU/LP.
• Strong analytical and communication skills.
• Exposure to Encompass, Calyx Path, or similar LOS. Additional Hiring Notes
• UG is mandatory.
• Immediate joiners preferred.
• US Rotational Night Shifts.
• Work From Office.

How to Apply: Interested candidates are invited to submit their resume at

tabassum.khan@varite.com/ 8856-887100

About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

Equal Opportunity Employer: VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status.

Unlock Rewards: Refer Candidates and Earn.
If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE.

Exp Req - Referral Bonus
0 - 2 Yrs. - INR 5,000
2 - 6 Yrs. - INR 7,500
6 + Yrs. - INR 10,000

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