Sr. Credit Manager -Mid and Large Corporate (NBFC)

Hipots

Posted: 5 months ago
Openings: 10
Applicants: 0

Job Description

Role & responsibilities

To prepare documentation highlighting

the viability of credit lending proposals

based on institutionalized processes and

dynamic market information • To take up decision proposals within delegated authority • Following the developed formats and norms for approval, ensure their ratification within the team and from approval authorities in the system and institutionalize the prescribed process • To ensure revert back to the sales teams with analysis of the broad parameters for considering or not considering the given proposal • To engage with the Channel partners, DSAs and other distributors in understanding the proposals submitted and extracting the relevant supporting information • To suggest measures for ensuring workability of the loan proposals to the RMs, keeping risk in check like suggesting risk mitigation for the identified risks • To continuously update the sales teams on the broad parameters for validating lending proposals, provide regular trainings to RMs for the same

regularly provide inputs for new

products, processes & credit lending

norms • To provide inputs and suggest amendments for various lending norms like Risk Matrix, Interest Rate Policy, Credit Authorization Matrix, Risk Universe, Newer Product Policy, Processses to be adopted keeping the current regulatory and compliance environment • To undertake improvements in approval notes and other processes to meet dynamic market environment and needs of new customer segmen