DVP/VP Credit Manager Leadership Role Credit Card MBA fulltime (BANK)

Job Description

Leading Bank Hiring DVP/VP Credit Leadership Role Credit Card

MBA fulltime ONLY

Experience in Team handling

Interested please connect with MAHEK 9137263337 and drop resume at quotientconsultancy@gmail.com.

Grade: DVP/VP

Education Qualification: MBA /CA

Experience Required: 8 - 10 years of banking/NBFC/Financial Industry experience

Roles and responsibilities:

• Efficiently manage the team of Underwriters and underwrite CC applications in accordance with the laid down Product and Credit Policy guidelines

• Ensure applications are processed within defined TAT as per the expected quality of processing

• Liaise with other departments of the bank through regular interaction to ensure pre-and post-decisioning processes are efficient.

• Liaise with HR for hiring plan for the team. Mentor and train new recruits in the Underwriting team

• Help in setting up of Credit processes and support standardization

• Work towards ensuring satisfactory Internal and external Audit reports through process adherence and quality management

• Identify and implement cost saving avenues wherever possible for the function

Technical Skills:

• Knowledge of loan originating cycle Loan application, processing, underwriting and disbursement.

• Good knowledge of Loan Origination System.

• Strong understanding of credit policies, risk assessment, and underwriting principles

• Experience in analyzing of credit policy and repayment capacity before approving the loan application

• Working knowledge of credit bureau, preferably of CIBIL score and

report

• Microsoft Office exposure, specifically MS-Word and MS-Excel

Soft Skills:

• Leadership skills and capacity to lead by example

• Strong analytical, decision making and communication skills

• Ability to multitask and work independently

• Strong attention to details and ability to time management

• Problem solving and result based approach

More Info

Education