Credit Sales Officer

Credit Wise Capital Pvt. LTD.

Posted: 5 months ago
Openings: 10
Applicants: 0

Job Description

Sales Target Achievement: Achieve sales targets and revenue goals by proactively prospecting for new customers,
generating leads, and converting opportunities into sales.
Customer Acquisition: Identify and target potential customers, including individuals, businesses, and organizations,
through market research, networking, and referrals, to drive new business acquisition.
Credit Analysis: Conduct thorough credit analysis of potential customers, assessing their creditworthiness, financial
stability, and repayment capacity, to determine eligibility for two-wheeler loans.
Product Promotion: Promote and sell two-wheeler loans and related financial products and services offered by the
NBFC, highlighting features, benefits, and competitive advantages to customers.
Loan Application Processing: Assist customers in completing loan applications, verifying documentation, and
submitting required information, ensuring accuracy and completeness to expedite loan processing.
Customer Relationship Management: Build and maintain strong relationships with customers throughout the sales
process, providing personalized service, addressing inquiries, and resolving issues to enhance customer satisfaction
and loyalty.
Sales Support: Provide sales support to customers, including pre-qualification assistance, application submission
guidance, and documentation assistance, to facilitate a smooth and efficient sales process.
Compliance Adherence: Ensure compliance with regulatory requirements, company policies, and industry best
practices in sales activities, including adherence to fair lending practices and consumer protection laws.
Cross-functional Collaboration: Collaborate with cross-functional teams, including credit, underwriting, operations,
and collections departments, to coordinate efforts in sales operations, loan processing, and customer service
delivery.
Reporting and Analysis: Prepare regular sales reports, forecasts, and performance dashboards for senior
management, tracking key performance indicators (KPIs) and providing insights for sales planning and decisionmaking.

Qualification

Bachelor s degree in business administration, finance, or related field.
2+ years of experience in sales and business development, preferably in the financial services industry or NBFC
sector.
Strong sales and negotiation skills, with a proven track record of achieving sales targets and driving revenue growth.
Ability to conduct credit analysis and assess customer creditworthiness, with knowledge of credit underwriting
principles and risk management practices.
Excellent communication and interpersonal skills, with the ability to build rapport with customers and influence
decision-makers.
Results-oriented mindset with a focus on achieving business objectives, delivering customer value, and maximizing
sales performance.
Proficiency in MS Office Suite and familiarity with CRM software and sales automation tools.