Credit officer - CPU

Job Description

Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan **Specific Responsibilities :** Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan. Process - Understanding process and policies and implementing the same to ensure smooth transactions. Delinquency Management for the location Vendor / Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies. Quality Management in terms of Audit, Compliance and Hindsighting PDD Management - controlling and tracking PDDs through proper MIS for the location **Key Accountabilities** Login to Recommendation TAT Maintaining Audit Compliance and errors in Hind sighting Delinquency control as per budget Cost management **Required Qualification** MBA from Premier Institute **Technical Competencies** Basic knowledge of loan underwriting Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property Good communication and report writing skills Basic knowledge of Banking Good Knowledge of computer applications **Behavioral Competencies** Customer Centricity Execution Focus Collaborative Approach **Personal Attributes** Strong communication skills Team work and Collaboration skills Attention to detail Energy and drive to work on fast-paced, diverse, and challenging projects Good observation and listening skills Process oriented

More Info

Education