Job Description

• We are seeking a detail-oriented and analytical professional to join our team as an Analyst responsible for performing balance sheet spreading of corporate clients using the BARS (Balance Analysis and Risk Scoring) system . This role is critical in supporting credit risk assessment and financial analysis processes.
• Lending Operations team is responsible in managing Lifecycle events on Syndicated Loan Deals, which provides Middle Office and Back Office support to Corporate and Investment banking divisions of the bank. The team is also involved in various aspects of recording and maintaining all Middle and Operational Roles of Loan Life Cycle includes trade support, trade documentation, trade settlements, cash reconciliation, Drawdown, Re-pricing, Payment. Team works closely with stakeholders in the Finance, Credit and technology divisions for multiple business lines such as Distressed Product Group (DPG), Commercial Real Estate (CRE) Global Credit Trading (GCT), Credit Solutions Group (CSG), and Structured Trade & Export Finance (STEF) etc. The role is demanding, complex & critical in nature and requires interaction with Front Office, Business, CRM Finance, Sales, Agent Bank and Clients.

• Accurately spread financial statements (balance sheet, and income statement) of corporate clients into the BARS system.
• Analyze financial data to ensure consistency, accuracy, and completeness.
• Collaborate with credit officers and relationship managers to clarify financial inputs and resolve discrepancies.
• Maintain documentation and audit trails for all financial spreads.
• Ensure compliance with internal policies, regulatory requirements, and data quality standards.
• Support periodic reporting and data validation exercises.
• Maintains the highest level of confidentiality with all information obtained.
• Meets expectations for attendance and punctuality.
• Manage the daily operations of the department in an efficient and effective manner
• Establish and maintain an efficient and productive working environment within the department based on continuous and effective staff communication.
• Participates in the review and recommendations of operational systems and procedures
• Communicate with management team to coordinate system and control activities

• Bachelor s degree in finance, Accounting, or a related field.
• German Language proficiency B1 and above
• Strong understanding of financial statements and accounting principles.
• Proficiency in Microsoft Excel; experience with BARS or similar financial spreading tools is a plus.
• 5+ years of experience in financial analysis, credit risk, or a similar role.
• High attention to detail and accuracy.
• Strong communication and collaboration skills.
• Excellent verbal & written communication along with dynamic & confident approach.
• Flexible with Shift.
• Ability to implement tasks and projects with minimal supervision.
• Team player who fosters team spirit in a global setting.

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