Credit Manager- Vehicle Loans

Job Description

Opportunity to work with leading NBFC at Hyderabad as "CREDIT MANAGER". Designation:- "Credit Manager"/ "Area Credit Manager" Experience:- Minimum 2 Yrs of experience as Credit Manager in the Vehicle loan segment Location:- Hyderabad Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job) Credit Assessment Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval. Thorough checking of the application file as per the laid down policy/process guidelines Assess the income, ability, intention and credit behavior of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the credit approval memo and manage the overall TAT and approval rate. Credit Monitoring Ensure strict adherence to the laid down policy and process Ensure portfolio quality Periodic monitoring of Exception approvals/Reject analysis and inference. Ensure Credit Quality and maintain the Credit Cost under control Interested candidates please share your update resume on jbond00001111@gmail.com

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