Credit Manager

Job Description

Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan Training- Provide training to CPA s Delinquency Management for the location Vendor / Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies PDD Management - controlling and tracking PDDs through proper MIS for the location Quality Management in terms of Audit, Compliance and Hind sighting Roles & Responsibilities**Specific Responsibilities :** Credit Appraisal - Underwriting/recommending of proposals for non collateral/collateral backed education loan. Process - Understanding process and policies and implementing the same to ensure smooth transactions. Training- Provide training to CPA s so that they work in synergy with the companies policies and norms Delinquency Management for the location Vendor / Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies. Quality Management in terms of Audit, Compliance and Hindsighting PDD Management - controlling and tracking PDDs through proper MIS for the location **Technical Competencies / Skills :** Basic knowledge of loan underwriting Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis. Good communication and report writing skills Basic knowledge of Banking Good Knowledge of computer applications Qualification: MBA/CA

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Education